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Oswaldo Agustin
Oswaldo Agustin V. B. is 29 years old. He is married and lives with his wife and their son in San Miguel Canton, Bolívar Province.

He is a member of Yagui Grande communal bank, which is located 30 minutes from the San Miguel office in San Miguel Canton. This bank's members are farmers who grow short season corn and potatoes. The work takes a lot of time.

Oswaldo also grows corns and potatoes. He buys his products in Ambato and San Miguel, and he sells them at the market in San Miguel on Thursdays.

He is asking for the loan to buy farm supplies and fertilizers for growing corn and potatoes. The loan will help him meet his financial needs. He faces challenges like pests, crop diseases and weather changes. His dream is to fix up his house.

He likes to play sports and celebrate carnival, which is a tradition here.
View original language description ↓
Oswaldo Agustin V. B. tiene 29 años. Es casado vive con la esposa y con el hijo, en el cantón de San Miguel en la Provincia de Bolívar. Tiene 1 hijo.

Los miembros de la V.R.C. YAGUI GRANDE se encuentra ubicada A 30 minutos de la Oficina San Miguel, perteneciente al cantón San Miguel, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz y papas, esta actividad llevan mucho tiempo haciéndolo.

Oswaldo se dedica a la agricultura a la siembra de maíz y papas. Compra sus productos en Ambato y San Miguel y los vende en la feria de San Miguel los días jueves.

Solicita el crédito para la comprar de insumos agrícolas y fertilizantes para el cultivo de maíz y papas. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es arreglar la casa.

Le gusta hacer deporte y festejar las fiestas del carnaval como es costumbre.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 74
    View loans »
    Ecuador Loans Fundraising
  • $25,580,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Oswaldo Agustin supplies and fertilizers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 29, 2010
Dec 3, 2010
Currency Exchange Loss:
Dec 15, 2011