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Mesias Heriberto
Mesias Heriberto V. G. is a 51-year-old widower. He lives with his children in the San Miguel canton, Bolívar province. He has 6 children.
The members of the communal bank YAGUI GRANDE are located 30 minutes from the San Miguel office in the San Miguel canton. The members of this bank are short-cycle farmers of corn and potatoes and have been doing this work for a long time.
Mesias sows corn and potatoes. He buys his products in Ambato and San Miguel and sells them in the San Miguel market on Thursdays.
He requests this loan to purchase agricultural supplies and fertilizer for the cultivation of corn and potatoes. This loan will help him provide household necessities. He faces challenges from insects, diseases, and the variability of the weather. His dream is to be able to build a house.
He enjoys sports and spending time with his children.
View original language description ↓
Mesias Heriberto V. G. tiene 51 años. Es viudo, vive con los hijos, vive en el cantón de San Miguel en la Provincia de Bolívar. Tiene 6 hijos.

Los miembros de la V.R.C. YAGUI GRANDE se encuentra ubicada A 30 minutos de la Oficina San Miguel, perteneciente al cantón San Miguel, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz y papas, esta actividad llevan mucho tiempo haciéndolo.

Mesias se dedica a la agricultura a la siembra de maíz y papas. Compra sus productos en Ambato y San Miguel y los vende en la feria de San Miguel los días jueves.

Solicita el crédito para la comprar de insumos agrícolas y fertilizantes para el cultivo de maíz y papas. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es poder construir una casa.

Le gusta el deporte y pasear con los hijos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Mesias Heriberto agricultural supplies and feritlizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 29, 2010
Dec 3, 2010
Currency Exchange Loss:
Jan 17, 2012