Alba Ii Group
Jhaneth, the group's president, has had a business selling clothes for three years. She makes her sales in the '16 de Julio' district market.
When we ask Jhaneth what she likes about Pro Mujer she answers that she likes the type of guarantee with which the loans are awarded, that is to say a mutually-binding, joint and indivisible guarantee.
En el caso de la presidenta, señora Jhaneth tiene el negocio de venta de ropa desde hace tres años, realiza sus ventas en la Feria de la zona 16 de Julio.
Cuando se le consulta sobre lo que le gusta de Pro Mujer ella indica que le gusta el tipo de garantía con la que se otorga el crédito, es decir la garantía solidaria, mancomunada e indivisible.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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