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Alba Ii Group
In this Group: Jhaneth, Teodora, Benita, Maria Del Carmen, Helen Stephanie, Ofelia Ana, Maria Elizabeth, Angelica Erika, Raul Miguel, Maria Lourdes
The ALBA II community bank is beginning its third loan cycle with Pro Mujer, in the Villa Exaltación regional office. The group has ten members. The executive committee is made up of a president, treasurer and secretary. The members' businesses are varied: selling blankets, selling clothes, selling sweet treats, selling jams, 'pasanacu' (community solidarity fund), store, selling cosmetics, selling jams, selling liquor, selling sweet treats and raising chickens.

Jhaneth, the group's president, has had a business selling clothes for three years. She makes her sales in the '16 de Julio' district market.

When we ask Jhaneth what she likes about Pro Mujer she answers that she likes the type of guarantee with which the loans are awarded, that is to say a mutually-binding, joint and indivisible guarantee.
View original language description ↓
La Banca Comunal “ALBA II” iniciará su tercer ciclo en Pro Mujer, en el Centro Focal de Villa Exaltación. Está compuesta por diez integrantes. La mesa directiva está compuesta por la presidenta, tesorera y secretaria de actas. Los negocios que ellas desempeñan son variados: venta de frazadas, venta de ropa, venta de dulce, venta de conservas, pasanacu, bazar, venta de cosméticos, venta de conservas, venta de licores y dulces, producción de gallinas.

En el caso de la presidenta, señora Jhaneth tiene el negocio de venta de ropa desde hace tres años, realiza sus ventas en la Feria de la zona 16 de Julio.
Cuando se le consulta sobre lo que le gusta de Pro Mujer ella indica que le gusta el tipo de garantía con la que se otorga el crédito, es decir la garantía solidaria, mancomunada e indivisible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 145
    View loans »
    Bolivia Loans Fundraising
  • $36,366,400
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Alba Ii Group's $2,925 loan helped a member to buy clothes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 30, 2010
Dec 3, 2010
Currency Exchange Loss:
Jun 15, 2011