A loan of $400 helped to buy a hair dryer for the salon and also add shoe stock for the boutique.


Theresa Adhiambo's story

Theresa D. is a 30-year-old industrious lady in Kisumu City, a lakeside town in Western Kenya. Theresa, who is a single lady, is a mother to Alvan David who is three years old. She lives with her two siblings, a brother and a sister.

Theresa knows the meaning of diversification since she operates a salon and boutique in the heart of Kisumu City and has been doing this for the last three years. She makes a monthly income of 10,000 KES. A need for micro-credit arose and she joined Kadet Ltd and is now taking her first loan which she will use to buy a hair dryer, blower, and also add more shoes to her boutique. She plans to maintain a good credit history so that she might be considered for subsequent loans.

She will use the anticipated profits to pay schools fees for her son and also some to support her siblings. Her dream and hope is to expand her salon to be big and also open a boutique shop for selling shoes and clothing.



Loan details


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Loan details