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Bermet's Group
In this Group: Bermet , Nurjamal, Meiyz, Aibek
Bermet J. is simultaneously a wife, mother and mother-in-law. She is 52 years old, and her only son is already married and together with his young wife lives with his parents.

The family makes their living in different ways; the head of the family is a private driver (he has his own car), the son earns money by working at a mill, his wife is an employee of the local school. Concurrently, all family members are engaged in trading and farming. Trading includes barley and wheat reselling, and their farming involves cattle breeding.

In order to increase the common family budget, Bermet wants to develop the business involving cattle breeding. To accomplish this, she plans to purchase animals for further fattening and resale. For this goal to come true, the family hopes to obtain a loan. In the future they want to purchase a new home.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.

MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously).

MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:

If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 56
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,897,275
    Funds lent in using Kiva
  • 46.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Bermet's Group's $1,500 loan helped a member to purchase cattle.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 19, 2010
Dec 4, 2010
Currency Exchange Loss:
Oct 15, 2011