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Hope can still be found for someone who has lost the single most important person in her life. A widow at the age of 58, Jelly F. has learned this truth in a rather painful way. Her beloved husband is gone. Jelly finished only high school and has no children to support her. But, a hope still stands beside her. A reason for living has come along when it seemed that nothing was left to live for. Jelly is living not just for herself, but for the people around her whose health and lives she is enriching with the business that she runs.

Jelly is a CCT* community partner who gains and applies her entrepreneurial training in managing her fruits and vegetables business. She treats this business a treasured thing in life to which she dedicates her effort and resources. She sells healthy foods to people in her community, spreading the wealth of good health to people whose needs she is striving to meet. With this business, Jelly earns Php 9,000 every month, which she uses to meet her daily needs.

Jelly is requesting a loan of Php 9,000 to help her grow her business. She intends to use the money to purchase more fruits and vegetables to add to her table of goods for sale. She looks forward to doing her best to maximize every resource she has to make her business grow.

*All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay micro finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 338
    View loans »
    Philippines Loans Fundraising
  • $70,624,175
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Jelly to purchase fruits and vegetables for sale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 24, 2010
Dec 4, 2010
Currency Exchange Loss:
Apr 15, 2011