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Heang's Group
In this Group: Heang, But, Saing, Sann, Chea, Kheav, Choun, Chuon, Um, Khom, Vot, Aun, Lim, Sann, Aun
This village loan consists of fifteen members; they are located in Srae Kouk village in Kandal province. This village loan selected, Mrs. Heang M., a 41 year old married woman, as the village bank president. While each member of this village will use their portions of the loan to support their different purpose.

Mrs. Heang M. is a farmer who rent 1-hectare of land that she uses to cultivate rice. Beside of farmer, she also earns her living by selling tobacco in the local market. Since the tobacco business is going well she wants to expand it. So she decided to ask for a loan to buy more tobacco to resell. Her husband, Mr. Lim vuth, 45 years old, works as construction worker where he can receive a small salary to support his family.

This couple has two children: One is a car driver and another is a student in the local school.

Additional Information

About AMK

Angkor Microfinance Kampuchea (AMK) is a leading microfinance institution in Cambodia with a wide reach of operations. AMK works with over 6,000 villages and serves clients in every Cambodian province. With an average loan size of US$115, AMK’s focus is to provide credit and savings products to the very poor in rural areas. For more information, please visit AMK's website.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 137
    View loans »
    Cambodia Loans Fundraising
  • $41,481,900
    Funds lent in using Kiva
  • 4,050.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Heang's Group's $2,675 loan helped a member to buy more tobacco to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 25, 2010
Dec 4, 2010
Currency Exchange Loss:
Jan 4, 2012