A loan of $300 helped purchase of farm equipment.


Josefina's story

Josefina L. is a 36-year-old married woman who supports her family by operating two businesses: vegetable farming and food vending. She lives in Brgy. Cagubaan, Alegria, Cebu.

Josefina has been a member of NWTF-Project Dungganon since 2007 and has improved her living conditions with both the help of her loans from NWTF and through her own efforts. By working hard on her vegetable farm and food vending businesses, she is gradually making her family more economically stable. She now earns an average monthly income of PHP 4,000.

Josefina wants to borrow PHP 13,000 so that she can purchase new equipment. This will be her seventh loan from NWTF-Project Dungganon. Her previous loan of PHP 14,000, which she paid off well within its term, was just another step on her journey towards economic freedom. Josefina hopes to elevate her family's living conditions and ensure their future well being by following the Dungganon way.

About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team.



Loan details


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Loan details