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Lizardo Baudillo
Lizardo Baudillo Q. C. is 48 years old and lives with his wife and six children in the canton of Chillanes in the province of Bolívar.

The members of the V.R.C Luz y Progreso [Light and Progress] are located 20 minutes from the Chillanes office in the canton of Chillanes. The group is made up of farmers and other laborers. It has 17 members.

Lizardo is a farmer who plants corn, beans, peas, and lupini beans. He buys his products in Chillanes and sells them in the market in Chillanes and in his area.

He is asking for this loan to purchase corn, bean, peas, and lupini bean seeds. With the support of this loan, he will be able to meet his financial needs. He can meet challenges like plagues, sicknesses, and weather changes. His dream is to continue working and send his children to school.

He likes to play sports, meet people, and celebrate holidays.
View original language description ↓
Lizardo Baudillo Q. C. tiene 48 años. Es casado, vive con la esposa y con los hijos, vive en el cantón de Chillanes en la Provincia de Bolívar. Tiene 6 hijos.

Los miembros de la V.R.C. LUZ Y PROGRESO se encuentra ubicada 20 minutos de la Oficina Chillanes, perteneciente al cantón Chillanes, esta ventanilla se dedica a labores agrícolas y otras labores profesionales, en esta ventanilla son 17 socios.

Lizardo se dedica a la agricultura a la siembra de maíz, fréjol, arbeja y chocho. Compra sus productos en Chillanes y los vende en la feria de Chillanes y en el mismo recinto.

Solicita el crédito para la comprar de semillas de maíz, fréjol, arbeja y chocho. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es seguir trabajando y dar el estudio a los hijos.

Le gusta hacer deporte conocer gente y festejar las fiestas.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Lizardo Baudillo purchase seeds for his corn, bean, pea, and lupini bean crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 23, 2010
Dec 2, 2010
Currency Exchange Loss:
Jan 15, 2012