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Heriberta R. F. is 52 years old. She is a very hard-working person who looks out for the well-being of her 8 year-old granddaughter who is her biggest incentive to keep working. She lives with her granddaughter in the city of Nueva San Salvador, in La Libertad department. Heriberta works as a street trader, making and selling 'tortas mejicanas' (a type of sandwich).

Generally Heriberta makes her sales outside factories or in parks where she considers there to be a large number of people. Heriberta has a great desire to improve her business. She is requesting a loan so that she can buy more ingredients such as bread, dressings, avocados, ham, meat, etc. which will allow her to make more sandwiches. She has placed a lot of hope in improving her business with this loan and she hopes to use it to get ahead.
View original language description ↓
Heriberta R. F. de 52 años de edad, es una persona muy trabajadora, la cual vela por el bienestar de su pequeña nieta de 8 años de edad, la cual es su mayor incentivo para seguir adelante. Ella vive junto a su nieta en la ciudad de Nueva San Salvador, ubicada en el departamento de La Libertad. Heriberta trabaja de forma ambulante, elaborando y comercializando tortas mejicanas. Generalmente su negocio se encuentra en las afuera de fábricas o en parques, en donde ella considera que hay mayor afluencia de personas. Heribertar con mucha ilusión de mejorar su negocio solicita un préstamo por medio del cual pueda comprar mayor cantidad de materia prima como: pan, aderezos, aguacate, jamones, carnes y otros más, los cuales le permitan elaborar más tortas. Ella ha deposita en gran forma sus esperanzas de mejorar en dicho préstamo, a través del cual espera salir adelante.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 583
    View loans »
    El Salvador Loans Fundraising
  • $31,727,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Heriberta to buy ingredients for making her sandwiches.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 19, 2010
Dec 1, 2010
Currency Exchange Loss:
Aug 15, 2011