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Francisca, 46 years of age, sells tanks of natural gas and drinks. She lives in an outlying urban area called Paraíso de la Flor located in an area characterized by its dirt roads and mountains.

She began her business some years ago selling drinks in order to be able to support her children since her husband left her. Little by little she stocked up on drinks and began selling cylinders of natural gas for $2.50. Currently she starts work very early in the morning in a shop she located in the front part of her house. She doesn't have a fixed schedule because she carries out her business activities at home.

With the loan she wants to buy cylinders of natural gas and drinks from her suppliers in order to have more to sell. In the future she wants to expand her business to sell other products and remodel her house.
View original language description ↓
Francisca de 46 años, vende cilindros de gas y bebidas. Vive en una zona periurbana llamada Paraíso de la flor ubicada en una zona caracterizada por sus caminos de tierra y montañas.

Comenzó hace varios años atrás vendiendo bebidas para poder mantener a sus hijos ya que su esposo la abandono poco a poco surtió sus bebidas e implemento la venta de cilindros de gas por $ 2.50. En la actualidad trabaja desde muy temprano en un local que ubico en la parte delantera de su casa. No tiene horario fijo porque lo realiza en su casa.

Con el préstamo quiere comprar cilindros de gas y bebidas a sus proveedores para tener más para vender. En el futuro quiere incrementar su negocio con otras ventas y readecuar su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,541,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Francisca to purchase tanks of natural gas and drinks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 11, 2010
Dec 1, 2010
Currency Exchange Loss:
Dec 15, 2011