Wilson M. is 35 years old and married with 4 children ages 12 – 1 year. He is in the produce buying and selling business mainly dealing in maize, ground nuts and beans from Rukizi. In his business, He and his wife also have a waragi (local gin) selling business. Most of Wilson’s customers are grocery store owners. Wilson needs a loan to be able to buy more produce for resale to his customers. Wilson has had the business for 10 years and he used the profit from his previous textile business to buy the first stock of produce for sale. So far he has paid school fees for his children, expanded his business and also bought a piece of land.