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Kubra's Group
In this Group: Kubra , Naseem Akhter , Basheeran , Sakina
Kubra M. A. lives in Arifwala, a small city of Punjab, Pakistan, known for its agriculture industry. She lives in the area named 69-EB in a two-room brick house. She supports her family financially through her cosmetics business. She runs a shop near her home where she sells products such as lipsticks, eye liners, mascara and nail polishes to her clients.

She is the mother of two daughters. Her elder daughter is studying in eighth class while her younger one is in fifth class.

Kubra has applied for a loan from Kiva partner Asasah to financially assist her husband in his business of selling construction supplies. This is her first loan. He mainly receives orders from construction companies and gets good profits by completing them on time. With the loan, he will buy construction supplies like sand, bricks and cement in bulk quantity that will help him to fulfill larger orders on time and serve more clients.

Kubra is hopeful that the investment will bring positive changes to her husband’s business and he will be able to earn more income for the family.

Note: In the photo, the lady with a book (called Asasah Passbook) is Kubra.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 328
    View loans »
    Pakistan Loans Fundraising
  • $16,502,100
    Funds lent in using Kiva
  • 85.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kubra's Group's $550 loan helped a member to buy supplies for her husband's construction supplies business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 27, 2010
Dec 1, 2010
Currency Exchange Loss:
Nov 15, 2011