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Razia's Group
In this Group: Razia, Salma, Shazia, Naeema, Shazia Naheed, Shamim Bibi
Razia is a mother of three daughters and a son. Her daughters are studying, while her son left his education after eighth class and started work to bear the financial burden of the family. He provides movie making services to people. He has a small shop in the market and offers his services to people at parties and marriage ceremonies. Razia lives in Vehari, which is a small city of Punjab, Pakistan, known for its agricultural industry. She lives there with her family in a three-room brick house in the area named 39-WB. She has been living here for the past 20 years.

She is a very caring and hardworking woman; she carries out her responsibilities of a housewife well and operates an animal sales business at her home. She purchases animals from the animal markets, raises them up, and sells them to customers for a profit. In this way, she generates income for the family that helps her pay the education fees for her daughters.

She has applied for a loan from Kiva partner Asasah for her animal sales business. With the loan, she will buy animals like goats and buffalos, and sell them at a profit. She is hopeful that this investment will further grow her business and she will be able to manage her household expenses better as a result. She is a regular loan user of Asasah and this is her third loan application. In previous loan years, she has maintained good credit behavior and never missed any meetings.

Note: In the photo, the woman with a raised hand is Razia.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 245
    View loans »
    Pakistan Loans Fundraising
  • $17,606,550
    Funds lent in using Kiva
  • 85.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Razia's Group's $1,175 loan helped a member to buy animals to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 27, 2010
Dec 1, 2010
Currency Exchange Loss:
Nov 15, 2011