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Yunieth Del Carmen
Mrs. Yunieth del Carmen B. L. is a young, 27 year old single mother living in the San Caralampio neighborhood. She has been a farmer since she was 15 years old. Her crops have been adversely affected by insect infestations.

Her father’s help made it possible for her to acquire the fields and in the future she hopes to plant crops that are consumed in mass and that will help her economy.

For now she is asking for funds to buy fertilizers and farming supplies that will provide the optimum health and sanitation for the crops so that she will be able to build a house so that her young son can develop better.

This would be her 6th loan and she tells us how very helpful the previous loans have been and how much the lives of herself and her son have improved thanks to them.
View original language description ↓
La señora Yunieth del Carmen B. L., es una joven de 27 años, madre soltera, habita en el Barrio de San Caralampio, ella es agricultora desde los 15 años la afectación de las plagas le han ocasionado muchos problemas a sus cosechas, fue gracias al apoyo de su papa que logro adquirir sus terrenos de siembras, a futuro espera sembrar nuevas cosechas que se consuman en masa y ayuden a su economía, por ahora solicita un préstamo para la compra de fertilizantes e insumos vegetativos que brinden un optimo Mantenimiento Fito Sanitario y pueda construir su vivienda para el mejor desarrollo de su hijo pequeño, este sería su sexto préstamo y nos indica lo mucho que le ha sido de apoyo los otros préstamos y el cambio positivo que ha habido en las vidas de ella y la de su hijo.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 56
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 21.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Yunieth Del Carmen for crop care.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Oct 29, 2010
Dec 1, 2010
Currency Exchange Loss:
Feb 15, 2012