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Lilia Maria Filomena
Maria, age 55, lives in an urban zone called Guasmo. She has a stand where she sells “bollos” (dishes that are typical on the beaches of Ecuador, they are made from bananas, fish, and peanuts wrapped in tree leaves).

She has always liked making bollos because she learned how to cook them when she was little. She started making them in her house, and she would deliver them to her acquaintances and neighbors in order to get good earnings. Little by little, and with effort, her business has become known. She now delivers a greater amount.

She works making the bollos from three in the morning until twelve in the afternoon. She sells each bollo for $1.00, and she makes 100 bollos a day.

She wants to use the loan to buy peanuts, rice, and fish in order to make a greater volume of bollos. In the future she wants to get new contracts with companies in order to sell the bollos and other food.
View original language description ↓
Maria de 55 años, vive en una zona urbana llamada Guasmo, tiene un puesto de venta de “bollos” (plato típico de las playas del Ecuador hechas de plátanos, pescado, maní envueltas en hojas de árbol).

Siempre le gusto hacer bollos porque desde pequeña aprendió a cocinarlos, comenzó hacerlos en su casa y repartirlos a sus conocidos y vecinos para tener buenos ingresos. Poco a poco con esfuerzo su negocio a sido reconocido por personas y ahora reparte a un nivel mayor de producción. Trabaja haciendo los bollos desde las 03:00 de la madrugada hasta las 12h00 de la tarde. Vende cada bollo a $ 1.00 y tiene un nivel de producción de unos 100 bollos al día.

Con el préstamo quiere comprar maní, arroz, y pescado para hacer bollos a un mayor volumen. En el futuro quiere conseguir nuevos contratos en compañías para ofrecer los bollos y otras comidas.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 70
    View loans »
    Ecuador Loans Fundraising
  • $26,543,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Lilia Maria Filomena peanuts, rice, and fish.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 29, 2010
Dec 1, 2010
Currency Exchange Loss:
Dec 15, 2011