Selepa S. comes from the village of Mulifanua. She is in her thirties and she is still active and hard-working. Selepa has five children and she is supporting them through school. Mulifanua is one of the richest parts of Upolu Island. Families living in this part of the island mostly fish for a living. Selepa’s husband goes fishing six days a week, if the weather is good. This would mean that Selepa can go to the market six days a week to sell the catch along with the crops from her farm. She can usually make 100 Tala (US$ 40) a day at the market. She is looking forward to receiving more loans in the future so she can buy a fishing boat.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.