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A mother's life mainly revolves around her children. Mila S., 47, proves this is so. Mila is a CCT community partner, a wife to her husband Gregorio, and a mother to her child who is now in college. Mila lives in Pasay City, Philippines along with her family.

Like many of her fellow community partners, Mila runs a sari-sari (variety) store to cater to the needs of her community. The store has been set up at her home, so that she can manage to be both an entrepreneur and a household mom. Monthly she earns Php300 from this business.

Mila is applying applies for a loan of Php32,000 to help her continue operation of her business. She will use this money to buy quality products and bring jn more brands for her customers to choose from. She desires to make her small business larger and more profitable by meeting more of the needs of people in her community.

Running a sari-sari store comes with the risk of keeping long lists of customers who would not pay their debts on time. But as an entrepreneur mom, Mila sees to it that her business will not bog down but will rather be a source of financial support for her family. She wants to meet every need of her family and see her child finish schooling.

All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 357
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 44.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Mila to purchase quality products to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 15, 2010
Nov 27, 2010
Currency Exchange Loss:
Jun 15, 2011