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Irshaad's Group
In this Group: Irshaad , Fatima , Allah Bachae, Shamem, Nazeeran
Irshaad is 41 years old. She is married to A. S., who does labor work to improve the financial condition of the family. He works for daily wages, but his income is not guaranteed every day because on some days, he is able to get work but on other days, he is not. To assist him financially, his eldest son runs a grocery store business in the market. With their combined earnings, they support the family and pay the school fees of the other children.

Irshad lives in a small city called Khanewal in Pakistan. She owns a 2-room brick house where she and her family have been living for 25 years. She has given birth to 4 sons and 2 daughters. Her three sons and two daughters are getting their education from a local school.

She has applied for a loan from Asasah, a Kiva field partner, for her son’s business. With the loan, he will buy more groceries for his grocery store and make a good profit by selling them to more customers. He started his business 10 years ago and Irshaad hopes that, with the loan investment, her son’s business will grow further and he will make better profits.

She is new Asasah borrower and is confident that this will become a long-term relationship with Asasah.

In the photo, Irshaad is the woman who is holding the Asasah Passbook.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 342
    View loans »
    Pakistan Loans Fundraising
  • $16,479,525
    Funds lent in using Kiva
  • 85.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Irshaad's Group's $725 loan helped a member to buy groceries for her son's grocery store.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 24, 2010
Dec 1, 2010
Currency Exchange Loss:
Nov 15, 2011