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Sakina's Group
In this Group: Sakina, Mansab , Perveen Akhter , Sharifaan, Ambreen
Sakina lives in Khanewal, which is a small city located in Punjab province of Pakistan and known for its agriculture industry. She lives there in a 2-room brick house with her family where she moved after her marriage to M. I..

A talented lady, Sakina performs her duty as a seamstress. She sews clothes for her neighboring clients to supplement the household income. She is good at her art and receives regular orders every month.

Her husband is a private entrepreneur and operates a small grocery store. He stocks all the necessary items of a grocer to fulfill the needs of his customers.

Sakina has 3 sons and a daughter. All of them are enrolled in a school and getting their education, except her eldest son. He got his education through the fifth class and now works in the factory. He supports his family financially from his earnings.

Sakina has applied for a loan from Kiva partner Asasah to financially assist her husband. With the loan, he will buy groceries in bulk quantity to further expand his business. She is hopeful that her husband will make his business better after a loan investment. This is Sakina's second loan application. In her previous loan, she paid her installments on time and attended every meeting.

Note: In the photo, the lady with the book (called Asasah Passbook) is Sakina.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 346
    View loans »
    Pakistan Loans Fundraising
  • $16,490,375
    Funds lent in using Kiva
  • 85.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sakina's Group's $950 loan helped a member to buy groceries for grocery store business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 24, 2010
Dec 1, 2010
Currency Exchange Loss:
Nov 15, 2011