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San Agustin De Jonacatepec Group
In this Group: Isabel , Regina , Julia, Cristina , Lidia*, Cenobia, Eduardo, Ivalu, Vianey*, Luz Maria
* not pictured
This caring group is called Saint of Jonacatepec which is located in the Jonacatepec community in the state of Morelos, Mexico. This group is formed of 10 members who know one another. One of the members is Mrs. Isabel C. S. who is going to use her loan to buy oil, sugar, beans, rice, etc. to supply her grocery store. Mrs. Regina Ángeles S. is going to buy lingerie to start her business. Mrs. Julia L. N. is going to buy seasonal fruits to sell peanuts, etc. Mrs. Cristina R. L. is going to buy tortillas, dough, cheese, rice, beans, etc. for the production and sale of her Mexican meals. Mrs. Lidia A. Martínez is going to buy wholesale shoes to sell. Mrs. Cenobia Lavín R. is going to buy all types of chillies and seeds to sell. Mr. Eduardo L. Gutiérrez is going to buy chicken wholesale to sell. Mrs. Ivalu Ávila Pérez is going to buy vegetables, meat, plates, etc. for the production and sale of her products and Mexican meals. Mrs. Luz María García Millán is going to buy fried tortillas, chicken, milk, cheese, etc. for the production and sale of her products and Mexican meals. Mr. Eduardo L. Gutiérrez is a member of the group, is 47 years old, single, and is a licensed physical education teacher. He requested the loan for the poulterer's shop he has in the town market. He wants to buy materials and wholesale poultry. Mr. Eduardo offers his clients chicken in pieces, sausage, and seasoned in spices. He started his business 24 years ago since he had a chicken farm. The municipal president granted him the place he has in his poulterer’s shop. This business is very important since his mother depends on it, he is able to make payments, and he can support his family. His favorite part of his job is meeting people in his clientele such as women, young women, men, and variations. His business is popular for treating his customers well. The obstacles he faces are high costs and the competition he has since other poulterer shops are located nearby. The profits he will receive from his sales will be used to buy more products, a rotisserie, and he plans on achieving that with hard work and treating clients well. Mr. Eduardo’s business has helped him succeed with all of the costs and problem that life brings. In the future he wishes to add more rooms to his home as well as make some general repairs. His dream is to make the most profits possible, have a nice house, and take his mother out more. He is very happy with the loan he is offered because he will but more puoltry for his business. Jonacatepec is a calm village, beautiful, and filled with simple and friendly people. The surroundings are beautiful because it is calm and enclosed by hills. And it is in a temperate zone. The members of the group want to tell Kiva and Reality Foundation “We are very thankful for the opportunity you give us along with the Foundation and our own work and the hope for a better future.”
View original language description ↓
Este grupo solidario se llama San Agustín de Jonacatepec, se encuentra localizado en la comunidad de Jonacatepec, en el estado de Morelos, México, este grupo está conformado por 10 integrantes que se conocen ellos son la señora Isabel C. S. y va a comprar con su préstamo aceite, azúcar, frijol, arroz etc. Para surtir su tienda de abarrotes, la señora Regina Ángeles S. va a comprar lencería para iniciar su negocio, la señora Julia L. N. va a comprar frutas de temporada para vender cacahuate, etc., la señora Cristina R. L. va a comprar tortillas, masa, queso, arroz, frijol, etc. Para la elaboración y venta de su producto antojitos mexicanos, la señora Lidia A. Martínez va a comprar zapatos por mayoreo para vender, la señora Cenobia Lavín R. va a comprar todo tipo de chiles y semillas para vender, el señor Eduardo L. Gutiérrez va a comprar pollo por mayoreo para vender, la señora Ivalu Ávila Pérez va a comprar verdura, carne, platos etc. Para la elaboración y venta de sus productos, antojitos mexicanos, la señora Vianey R. L. va a comprar cacahuate para tostarlo y venderlo, la señora Luz María García Millán va a comprar tostadas, pollo, leche, queso, etc. Para elaboración y venta de sus productos (antojitos mexicanos). El señor Eduardo L. Gutiérrez es integrante del grupo, el tiene 47 años de edad, es soltero, el estudio la licenciatura es maestro de educación física, el solicito su préstamo para su negocio tiene una pollería en el mercado municipal para invertirlo en la compra de material productos de pollo por mayoreo. El señor Eduardo ofrece a sus clientes pollo por pieza, longaniza, carne enchilada. El inicio su negocio hace 24 años por necesidades porque tenía crianza de pollo y tenía que salir el producto y fue así que inicio la microempresa, le otorgo el lugar que tiene en el mercado la presidencia municipal, su negocio es importante porque de ahí depende su mamá y de ahí tiene ingresos para todos sus gastos y con este negocio puede tener el sustento de su familia, la parte favorita de su negocio es el trato con la gente va conociendo a varias personas, sus clientes son las señoras, las muchachas, los señores y varia la clientela, su negocio es popular por el buen trato a los clientes, los desafíos que enfrenta su negocio son costos elevados, y la competencia hay mas pollerías cerca de su puesto. Las ganancias del negocio las invierten en comprar más producto, también quiere invertir en una rosticería y lo piensa lograr trabajando y con el buen trato a los clientes. Al señor Eduardo su negocio le ha ayudado a salir adelante con todos los gastos y problemas que se van sucitando, las mejoras que desea hacer a su vivienda son hacer mas habitaciones y hacer arreglos en general y sus sueños y esperanza son tener mejores ingresos, tener una casa bonita y llevar a pasear a su mamá. El está muy contento con este préstamo que le proporcionan porque va a invertir en pollo para su negocio. Jonacatepec es un pueblo tranquilo, hermoso y la gente es sencilla y amable sus alrededores son hermosos porque es tranquilo y está rodeado de cerros, es de clima templado. Los integrantes del grupo quieren decir a Kiva y a Fundación Realidad “les agradecemos la oportunidad que nos dan para salir adelante junto con la Fundación y con el trabajo de nosotros mismos y esperando un futuro mejor”

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 39
    View loans »
    Mexico Loans Fundraising
  • $22,559,375
    Funds lent in using Kiva
  • 12.4
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of San Agustin De Jonacatepec Group's $3,650 loan helped a member to buy chicken wholesale to resell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 19, 2010
Nov 27, 2010
Currency Exchange Loss:
Apr 15, 2011