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Juan Carlos
Mr. Juan Carlos Beltrán O. is single and has no children. From a very young age he has worked to survive because his parents died while he was still very young. He has been both mother and father to 5 siblings that he helps with their schooling costs. Two of them work as bricklayer assistants to help their older brother and every day they have the best intention to survive in this tough life.

The client has worked for about three years to have a more prosperous future as a mototaxi driver; he works in the “CARRASCO” syndicate in Puerto Ivirgarzama in which he’s been an active member for over three years. The service he provides is profitable due to the large number of people that request the service because of its ease, speed and efficiency. The syndicate has stops and routes available for each affiliated member in various locations in Ivirgarzama where people come by to request said service.

This is the first time that the client obtains a loan from our institution. It will be used to buy a new motorcycle because the one he has now has completed its useful cycle and he wants to improve customer service in order to improve his income and quality of life.
View original language description ↓
El Señor Juan Carlos Beltrán O. es soltero y no tiene hijos, desde muy pequeño el trabajo para subsistir ya que sus padres fallecieron cuando él era muy joven, el es padre y madre para 5 hermanos a los cuales ayuda y apoya en su educación, dos de ellos se dedican de ayudantes de albañil para así poder ayudar a su hermano mayor, y dia a dia ellos van con las mejores intenciones para poder sobrevivir en esta vida tan dura, el cliente hace como unos 3 años que trabaja para tener un futuro muy prospero, él trabaja como moto taxista en el sindicato “CARRASCO” en la localidad de Puerto Ivirgarzama, en el cual esta hace mas de 3 años como socio activo, el servicio que brinda es rentable por la alta cantidad de personas que solicitan este servicio por la facilidad, rapidez y eficiencia. El sindicato cuenta con paradas y turnos para cada afiliado, en diferentes puntos de la localidad de Ivirgarzama donde las personas acuden para solicitar dicho servicio.

Es la primera vez que el cliente obtiene un préstamo de nuestra institución cuyo destino será la compra de una nueva motocicleta, debido a que la que tiene actualmente ya cumplió su ciclo de trabajo y mejorar el servicio a sus clientes lo que le permitirá también mejorar sus ingresos y su calidad de vida.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $5,500
    Average annual income
  • 125
    View loans »
    Bolivia Loans Fundraising
  • $36,679,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Juan Carlos to buy a new motorcycle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 27, 2010
Nov 26, 2010
Currency Exchange Loss:
Oct 18, 2012