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Nusrat's Group
In this Group: Nusrat , Razia , Shameem , Kalsoom , Sameena Kosar
Nusrat has applied for a loan from Kiva partner Asasah to improve her canteen which she started 8 years ago in a nearby girls' school. In her canteen she sells French fries, samosas and tea and cold drinks to the school girls. She utilizes her earnings to pay the utilities expenses of her family. With the loan, she will buy required items such as cooking oil, potatoes, cold drinks, etc. for her canteen to increase her sales and income.

She has been living in a 2-room brick house with her family in a city called Khanewal. Khanewal is located in Pakistan and known for its agriculture industry. Her husband’s name is K. A. and he works in a factory for a low wage. She has given birth to 2 sons and a daughter. Her eldest son is enrolled in school while the others are very young in age. Nusrat is a very loving and caring mother who is raising her children very well.

She is a new loan applicant of Asasah and this is her first loan application. She is very confident about the future of her canteen business and hopeful that her business will grow further by utilizing the loan money into it.

Note: In the photo, the lady with a book (called Asasah Passbook) is Nusrat.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 247
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 85.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nusrat's Group's $775 loan helped a member to buy required items for canteen business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 24, 2010
Dec 1, 2010
Currency Exchange Loss:
Nov 15, 2011