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Fernando Bismark
Fernando Bismark M. F. is 24 years old. He is married and lives with his wife in the Ventanas settlement, located in the “de Los Ríos” province.

The members of the “UNIDOS SOMO MAS,” (United we are more) communal bank, located in Marañon, within the Puerto Pechiche parish; part of the Pueblo Viejo settlement. This area produces short cycle crops, such as corn, beans, and rice.

Fernando has specialized in raising corn, rice and beans for the past two years. He buys his supplies at “Comercial López” in Ventanas and sells his harvest at the Ventanas marketplace.

He is asking for this loan to buy farming supplies and fertilizer. This loan will help him to meet his financial needs. He faces challenges, such as crop diseases and the weather. Some day he would like to buy a house and his own house and some land. He likes playing sports.
View original language description ↓
Fernando Bismark M. F. tiene 24 años. Es casado, vive con la esposa viven en el cantón de Ventanas en la Provincia de Los Ríos. No Tiene hijos.

Los miembros de la V.R.C. UNIDOS SOMO MAS, se encuentra ubicada en el recinto el Marañon, por la parroquia Puerto Pechiche perteneciente al Cantón Pueblo viejo, esta ventanilla se dedica labores agrícolas de ciclo corto siembra de maíz, arroz fréjol.

Fernando se dedica de manera especial al cultivo de maíz, arroz y fréjol desde hace 2 años. Los productos lo comprar en Comercial López en Ventanas y los vende en el mercado de Ventanas y en el mismo recinto.

Solicita el crédito para la comprar de insumos agrícolas y fertilizantes para los cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Enfrentan desafíos como las plagas y enfermedades y la variedad del clima. Su sueño es comprar casa y terreno.
Le gusta hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,538,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Fernando Bismark farming supplies and fertilizer.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Nov 17, 2010
Dec 1, 2010
Currency Exchange Loss:
Aug 15, 2011