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Waylita R. is from the village of Poblacion, Quezon, Bukidnon. She is 57 years old. Waylita is married and has two adult children. To make a living Waylita owns and operates a specialized retail store. The business's main source of income comes from buying and selling vegetables such as squash, eggplant, cabbage and sayote in the local community. Waylita has been engaged in her business for over 20 years and earns approximately 10000 PHP a month from these activities.

In 2010 Waylita joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Waylita has successfully repaid a previous loan of 5000 PHP from HSPFI. This previous loan was used to purchase additional vegetables to buy and sell. Waylita is requesting a new loan of 15000 PHP which will be used to purchase additional inventory and provide working capital. This loan will be the second loan taken out by Waylita from HSPFI. She plans to use the additional revenue generated to improve and expand her business.


HSPFI is an accredited partner of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 359
    View loans »
    Philippines Loans Fundraising
  • $70,814,925
    Funds lent in using Kiva
  • 43.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Waylita to purchase additional inventory and provide working capital.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 26, 2010
Nov 26, 2010
Currency Exchange Loss:
Sep 15, 2011