A loan of $350 helped to purchase additional inventory and provide working capital.

Waylita's story

Waylita R. is from the village of Poblacion, Quezon, Bukidnon. She is 57 years old. Waylita is married and has two adult children. To make a living Waylita owns and operates a specialized retail store. The business's main source of income comes from buying and selling vegetables such as squash, eggplant, cabbage and sayote in the local community. Waylita has been engaged in her business for over 20 years and earns approximately 10000 PHP a month from these activities.

In 2010 Waylita joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Waylita has successfully repaid a previous loan of 5000 PHP from HSPFI. This previous loan was used to purchase additional vegetables to buy and sell. Waylita is requesting a new loan of 15000 PHP which will be used to purchase additional inventory and provide working capital. This loan will be the second loan taken out by Waylita from HSPFI. She plans to use the additional revenue generated to improve and expand her business.


HSPFI is an accredited partner of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

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