Mrs. H., 40, is a low-income person living in Siem Reap Province. She is a good and determined mother who tries to ensure that her family attains a good living. She has three single children who live together at home. Mrs. H. and her husband is a local fisherman. Mrs. H. owns a boat and any tools that she and her husband use to fish to earn a living. This couple wakes up in early morning to arrange the tools, and then travels to the middle of the river where they always fish. Actually, some materials are ruined and the fishing is suspended. In view of that, Mrs. H. decided to solve this problem by using a Kiva loan to buy fishing tool for replacing the broken equipment.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.