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Emiliya is married with a grown daughter, Valeriya. She is an entrepreneur from Berdichev. Emiliya sells children’s toys in the central marketplace of her hometown. She offers a nice selection of toys for different age groups at affordable prices. Emiliya has been in the trade since 1995. Presently, she has 32,000 Grivnyas in turnover capital.

This holiday season, Emiliya is seeking a loan of 10,000 Grivnyas to purchase additional seasonal merchandise, i.e. imitation Christmas trees, garlands and decorations, as well as stuffed toys and electronic games that always sell well before Christmas and New Year’s. Emiliya uses the profit generated to pay her daughter’s college fees. However, one day, she is hoping to expand her business by investing her profits in opening a children’s toy store and a café with a playground for little customers.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Emiliya to increase her turnover capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 17, 2010
Nov 25, 2010
Currency Exchange Loss:
Jun 15, 2011