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Natalya is a widow. She lives in Berdichev with her daughter and son-in-law. Natalya is a small-market entrepreneur selling women’s clothing items, i.e. dresses, skirts, jackets and sweaters, in the central market of her hometown. She started this business in 2000. Currently, Natalya’s working capital amounts to 37,000 Grivnyas. Her net profit is 8,700 Grivnyas a month.

Natalya is requesting a loan of 12,000 Grivnyas to increase her turnover capital and purchase winter merchandise. She believes re-stocking her inventory will help her attract more customers and increase her sales as a result. The business is the only source of income for the family. Natalya’s further business goals are to continue growing her business, adding new vending locations and thus winning new customers.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Natalya to increase her turnover capital.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 17, 2010
Nov 25, 2010
Currency Exchange Loss:
Oct 16, 2011