Natalya is a widow. She lives in Berdichev with her daughter and son-in-law. Natalya is a small-market entrepreneur selling women’s clothing items, i.e. dresses, skirts, jackets and sweaters, in the central market of her hometown. She started this business in 2000. Currently, Natalya’s working capital amounts to 37,000 Grivnyas. Her net profit is 8,700 Grivnyas a month.
Natalya is requesting a loan of 12,000 Grivnyas to increase her turnover capital and purchase winter merchandise. She believes re-stocking her inventory will help her attract more customers and increase her sales as a result. The business is the only source of income for the family. Natalya’s further business goals are to continue growing her business, adding new vending locations and thus winning new customers.
About HOPE Ukraine
HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.