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Jyanbere Group
In this Group: Jean , Thadee , Victoire Mukabarera, Anastasie , Esther, Esperance, Beatha, Gaspard, Emmanuel
Jean K. is a rice farmer and a member of the Jyanbere group. He is 32 years old, married, and has four children between 1 and 8 years old. One of his children attends school.

He will use his loan to purchase urea and NPK (nitrogen-phosphorus-potassium) fertilizers, and also to pay for labor. He would like to improve his rice-farming business and also pay his family's school fees.
View original language description ↓
Jean K. et agriculteur du riz, et il est un membre du groupe Jyanbere. Il a 32 ans, il est marie, et il a 4 enfants entre 1 an et 8 ans. Un de ses enfants va à l’école. Il va utiliser son prêt pour acheter les fertilisantes urées et NPK, et aussi pour la main d’œuvre. Il voudrait améliorer l’activité de l’agriculture du riz, et il voudrait aussi payer les frais scolaires pour sa famille.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 41
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 593.2
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Jyanbere Group's $725 loan helped a member purchase of fertilizer and labor.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
At end of term
Nov 8, 2010
Nov 25, 2010
Currency Exchange Loss:
May 15, 2011