Mr. Hak T. is highly skilled at building stone and wooden houses. He has a few physical laborers to help provide his service. He receives a lot of orders from his clients to construct their houses. He has another partner in his wife, who appears in the picture above. She sells flowers in her community to earn additional profits. Mr. Hak T. has two children; both of them are students and dependent on him.
Currently, Mr. Hak T. is managing his investment more smoothly. He has many regular customers who put in orders for him to build their houses. Mr. Hak T. hopes to be able to earn extra income by using a Kiva loan to purchase a machine for splitting wood in order to provide his construction services.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.