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Inganzabunebwe Group
In this Group: Jeanne, Dancille, Josera, Asinatha, Beatha, Marie Claudine, Daniel, Beatrice, Thomas, Marie, Frederic, Claudette*, Vestine, Emmanuel, Charlotte, Georgette, Therese, Marie Chantal, Dative, Angelique, Yvonne, Mariette, Xxxxxxx, Olive, Melena, Bertulde, Jeanne
* not pictured
Claudette is 32 years old and married to a carpenter. She has three children who are between one and four years old. None of her children go to school. Claudette is the leader of this borrowing group, called Inganzabunebwe, which means 'Fight Laziness' in English. The group members are committed to changing their mode of life by requesting this loan. All of them have different businesses.

Claudette, as the group leader, sells clothes. She has been in this business for seven years. She has requested the loan with her group members to buy more clothes to sell, and she says the profit from this business will be used to pay school fees for her children in the future. She says that her business is successful because it makes profit.

At the time when this picture was taken, the group leader was not around, but she was later interviewed.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) helps underserved Rwandans by providing its clients with the necessary credit and savings capabilities required for economic transformation. It offers credit products, including group and individual loans, as well as training in business development, financial literacy and health management. UOB loan products leverage social collateral since most group members have little to no collateral.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 41
    View loans »
    Rwanda Loans Fundraising
  • $17,124,425
    Funds lent in using Kiva
  • 593.5
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Inganzabunebwe Group's $4,225 loan helped a member to buy more clothes to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 18, 2010
Nov 24, 2010
Currency Exchange Loss:
Apr 28, 2011