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Miss Raquel Fernandez is a very jovial and happy person, with great entrepreneurial spirit. She is 28 years old and lives in her parents' house in the city of Ñemby. One of her virtues is that she is stylish, and likes to take care of all that relates to beauty care.

For that reason she decided to start a spa and beauty salon, offering also reduction massages, with an annex for clothing and jewelry. At first she was only able to open the salon, as the place where her micro-enterprise is located had limited space.

This forced her to seek for larger premises and this way she was able to realize her dream of owning a spa. She now feels fulfilled, particularly as she achieved her goal in such a short period.

She mentions that attaining those goals would not have been possible without the help of what she considers the most important, that is obtaining a loan as a source of operating capital. She is requesting this loan to buy a hair dryer, shampoo basins, a set of tuffets, and hairdressing articles and tools.
View original language description ↓
La Srta Raquel F., es una persona muy jovial, alegre con mucho espíritu emprendedor, tiene 28 años y vive en la casa de sus padres en la ciudad de Ñemby.
Una de su virtud es que es muy coqueta, le gusta cuidar todo lo que se refiere al cuidado de la belleza por esa razón ha decidido habilitar un SPA con salón de belleza , realizando también masajes reductores y con anexo de prendas de vestir y bijouterí.
Al principio sólo pudo abrir la parte de Salón de belleza , dado que el lugar donde estaba ubicado su micro-empresa tenía poco espacio, eso la obligó a buscar un lugar más amplio y de esa manera así poder cumplir su sueño de tener un SPA, hoy día se siente realizada ya que logró su objetivo fijado en tan corto tiempo.
Según manifiesta dichos objetivos no hubiesen sido posible sin la ayuda de la herramienta más importante para ella que es la obtención de un préstamo para su fuente de capital operativo.
ELla solicto el prestamo para la compra de secadores de pelo, lavacabezas, juego de puf, artículos y herramientas de peluquería.

Additional Information

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

About Paraguay

  • $8,400
    Average annual income
  • 70
    View loans »
    Paraguay Loans Fundraising
  • $35,045,700
    Funds lent in using Kiva
  • 4,700.0
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Raquel buy hair dryers, shampoo basins, a set of tuffets, hairdressing articles and tools.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 24, 2010
Nov 23, 2010
Currency Exchange Loss:
Nov 15, 2011