One of Julio's friends lent him a car for him to convert into a taxi until he saved enough money to buy his own taxi. Over time, he managed to buy his own taxi and start working independently. He works from the afternoon into the night in order to support his wife.
Julio's house isn't well built because he hasn't managed to maintain it. As his wife is a housewife, he would like to provide her with a better quality of life. For this reason, he is taking this loan to buy cement, sand and paint. In the future, he would like to finish building his house and to buy a new taxi.
Uno de los amigos de Julio le prestó un carro para que lo convierta en taxi hasta que el ahorre dinero para tener su propio taxi. Pasado el tiempo el pudo comprar un taxi y independizarse teniendo horarios desde la tarde hasta nocturnos ha trabajado para mantener a su esposa.
Su casa no está bien construida porque no ha tenido posibilidad de mantenerla ya que su esposa es ama de casa quiere darle una mejo vida por eso el quiere el préstamo para compara cemento, arena y pinturas. En el futuro quiere terminar de construir su casa y tener un nuevo taxi.
About Banco D-MIROBanco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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