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Kelly Samanta
Kelly is 21 years old and sells Yambal products (a company that offers enterprising women opportunities for independent sales). She lives in a canton called Playas, one of Ecuador's tourist destinations that is known for its diversity of seafood. She started selling personal use products when she left school. Little by little, she has increased her customer base and set up a local with a display case to sell more products. She starts work very early selling to her neighbors and friends. She sells perfumes, creams, deodorants and shampoo at a very affordable price. Because of crime in her area she put up bars to provide better security (as it appears in the photo). With the loan she wants to buy products such as perfumes, creams and display cases. In the future, she wants to have her own house and to go to college.
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Kelly de 21 años, vende productos Yambal (empresa que ofrece a mujeres emprendedoras comenzar con sus ventas independientes). Vive en un cantón llamado Playas uno de los lugares turísticos del Ecuador con una diversa dimensión de mariscos.

Empezó a vender productos de uso personal desde que salió del colegio. Poco a poco ha incrementado su cartera de clientes y puso un local con vitrinas para vender a mayor volumen. Trabaja desde muy temprano ofreciendo los productos a sus vecinos y amigos, vende perfumes, cremas, desodorantes, shampoo a un precio muy económico. Debido a la delincuencia en su local a puesto rejas para una mayor seguridad (aparece en la foto).

Con el préstamo quiere comprar productos como perfumes, cremas, vitrinas. En el futuro quiere tener su propia casa y estudiar en la universidad.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Kelly Samanta to purchase perfumes, creams and deodorants.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 16, 2010
Nov 23, 2010
Currency Exchange Loss:
Dec 15, 2011