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Lider Hortencio
Lider fabricates cultured marble and has his own shop. He lives with his wife and child in the peri-urban district of Paraíso de la Flor, located in an area known for its dirt roads and mountains.

Lider works with a person who made fiberglass and marble but wanted more income to support his family so he decided to start his own cultured marble business. At present Lider works with two people because he's very tired; he works from 10AM until they finish all the scheduled work. He works with resins and chemicals to make marble floor tiles.

He plans to use his loan to buy tools to make even more marble tiles. In the future he would like to have a gallery to display his work and sell more of it.
View original language description ↓
Lider, elabora y tiene un taller de mármol cultivado. Vive con su esposa e hijo en una zona periurbana llamada Paraíso de la flor ubicada en una zona caracterizada por sus caminos de tierra y montañas.

El trabaja con una persona que hacia fibra y mármol pero quería más ingresos para mantener a su familia por eso que decidió comenzar su propio negocio de mármol cultivado. En la actualidad trabaja con dos personas ya que es muy cansado el trabajo desde las 10h00am hasta que terminen todos los trabajos pendientes. Su trabajo lo realiza con resina y químicos para poder realizar las baldosas de mármol.

Con el préstamo quiere comprar herramientas para poder hacer más marido sus baldosas de mármol. En el futuro quiere tener una galería para exhibir el trabajo que realiza y venderlo a un mayor volumen.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 77
    View loans »
    Ecuador Loans Fundraising
  • $25,604,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Lider Hortencio to buy tools.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 8, 2010
Nov 23, 2010
Currency Exchange Loss:
Nov 15, 2011