A loan of $275 helped to purchase additional inventory & working capital.


Arlene's story

Arlene C. is from the village of Pinamulaan, Banisilan, South Cotabato. She is 31 years old. Arlene is married and has 2 school-aged children. To make a living, Arlene owns and operates a sari-sari (variety) retail shop. While not the only means for generating revenue, the main source of income for the business comes primarily from buying and selling daily use products such as shampoo, soap, toothpaste, canned goods, junk foods, and detergents in the local community. She is also engaging in buying and selling ready to wear clothing. Arlene has been engaged in her business for over 2 years and earns approximately 6,000 PHP a month for these activities.

In 2009, Arlene joined HSPFI to gain access to financial services to help improve her living situation and ability to engage in business activities. Arlene has successfully repaid a previous loan of 10,000 PHP from HSPFI. This previous loan was used to purchase additional products to buy and sell. Arlene is requesting a new loan of 12,000 PHP, which will be used to purchase additional inventory and working capital. This loan will be the 4th loan taken out by Arlene from HSPFI. She plans to use the additional revenue generated from the business to improve/expand her business.

About HSPFI:

HSPFI is one of the accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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