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Martin R., 46 years old, is a father of five children, all attending school. He is a resident of Litein Town in Rift Valley, Kenya. He has operated a dairy for six years and sells the milk in the local market. The lack of availability of cow fodder is his main challenge.

Martin’s loan application of 60,000 KES from Juhudi Kilimo is his third after his first and second loans of 20,000 KES and 45,000 KES, respectively. He wants to buy and insure a dairy cow with this latest loan. He is optimistic he will have a dairy unit soon. The income generated from his dairy is intended for his children’s education.

He is glad to be able to work with Juhudi Kilimo on his loans.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 852
    View loans »
    Kenya Loans Fundraising
  • $47,022,050
    Funds lent in using Kiva
  • 80.1
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Martin to purchase and insure a dairy cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 10, 2010
Dec 1, 2010
Currency Exchange Loss:
Jun 16, 2012