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Clemencio Raimundo
Clemêncio Raimundo A. was born in the Namaacha District, in the Maputo Province, South Mozambique. He is in a common law marriage and is the father of a 2 year old. He is 35 years old. He went to school until the 10th grade and had to drop out because his job no longer allowed him to go to school. He supports his twin sister and his nephews by buying their school uniform and supplies every year.

He left his parents home when his older sister was given a house and asked him to take care of it. That same year his sister found him a job a the Libombos Hotel since she was an accountant there. In order to get that job he needed to at least complete 10th grade and he only had completed 8th grade by then. He went back to school and after finishing 10th grade started working as a receptionist, a position he still holds. He is a permanent employee, works from 7am to 7pm and makes 4,000 meticais. He spends his salary in household expenses and saves 500 meticais due to his finishing construction.

This loan, in the amount of 20,000 meticais, is Clemêncio's fourth with Hluvuku. He intends to buy construction material (cement, sand, bricks and others). All four loans were for 20,000 meticais and used for the same goal. His goal is to see his construction finished and to request a new loan to furnish his house. He believes he will repay the loan ahead of time since he can count on his wife's help. She owns a beauty salon.
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Clemêncio Raimundo A. nasceu no Distrito de Namaacha, Província de Maputo, sul de Moçambique vive maritalmente é pai de um filho de apenas 2 anos. tem 35 anos de idade estudou ate a 10ª classe teve que parar devido ao trabalho que não lhe permitia mais frequentar a Escola, Responsabiliza se pela sua gêmea e seus sobrinhos comprando lhes uniforme e seu respectivo material escolar anualmente.

Sai de casa dos seus pais quando a sua irmã mais velha é cedida uma casa e pede a ele para cuidar da mesma. No mesmo ano, sua irmã aranja um emprego no Hotel Libombos pois esta é contabilista daquela reparticão, mas para isso ele tinha que ter no minimo a 10ª classe já concluida, e na altura só tinha a 8ª classe, Volta a estudar. Concluida a 10ª classe começa a trabalhar como recepcionista, cargo que exerce ate hoje. E funcionario permanente trabalha das 7h as 19h auferindo mensalmente um valor de 4.000.00MT, que aplica nas despesas de casa e consegue poupar por mês 500.00mt devido a sua obra que esta em acabamento.

Este é o quarto empréstimo de Clemêncio na Hluvuku no valor de 20.000.00mt com o qual pretende comprar material de construção (cimento, areia, blocos e outros). todos 4 foram no valor de 20.000.00mt para a mesma finalidade. Tem como objectivo ver a sua obra concluida e pedir um novo empréstimo para mobilar a mesma.pos esta ciente que vai pagar antes do tempo previsto pos conta com ajuda da sua esposa que e proprietária de um salão de beleza.

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About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 0
    View loans »
    Mozambique Loans Fundraising
  • $3,043,150
    Funds lent in using Kiva
  • 35.3
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Clemencio Raimundo purchase of construction materials (cement, sand, bricks and others).
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Oct 25, 2010
Nov 24, 2010
Currency Exchange Loss:
Mar 14, 2012