A loan of $575 helped purchase of chicks, feed and vitamins.

Celeste Alfredo's story

Celeste Alfredo C. was born in the district of Manhiça, in the province of Maputo in the south of Mozambique. She is married and has 7 children ranging in age from 19 to 38 years old. Four of her children are working and 3 attend school. She lives in her own house and helps support her niece, who lives with her.

Celeste moved from Manhiça to the district of Namaacha with her husband, who was transferred there for work. She started a business selling meals in the barracks on the border with Swaziland; these were later closed by the government due to the pollution in the area. With the help of her neighbor, who did well raising poultry, she built a chicken coop by her house and started raising chickens. She has also become very successful with this venture. She's raised hundreds of chicks and has spent around 50,000 Meticais in doing so, while she can sell each chicken for 125 Meticais. She staggers the age of the chicks so that she always has mature chickens to sell. She sells most of her chickens wholesale, since she saves on feed that way, and she's made a profit of 12,500 Meticais. She also sells directly to local consumers, though her profit doing this is only 10,000 Meticais. She uses this income to cover household expenses and also saves some in her bank account.

Celeste has never taken out a loan with another bank. She found out about Hluvuku [the Kiva Field Partner] through friends who also work with the institution. This is her 5th loan, for the amount of 20,000 Meticais. She plans to use this money to buy chicks, feed and vitamins in order to increase the number of chickens she can raise, as she want more chickens to sell during the coming holidays. Her earlier loans were for 10,000, 10,500 and 25,000 Meticais and were used for the same purpose.

She is confident that she will be able to repay the loan ahead of schedule and take out new loan to buy a pushcart that will help her in her daily work.

Translated from Portuguese by Kiva volunteer Catherine Fountain

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