A loan of $700 helped to purchase additional inventory and acquire working capital.


Narcisa's story

Narcisa T. is from the village of Unidos. She is 66 years old, widowed, and has four adult children. To make a living, Narcisa owns and operates a general store. While not the only means for generating revenue, the main source of income for the business comes primarily from selling a variety of different products in the local community. Narcisa has been engaged in her business for over five years and earns approximately 5,000 PHP a month.

In 1999, Narcisa joined PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Narcisa has successfully repaid a previous loan of 10,000 PHP from PMPC. That loan was used to to purchase new items to expand product offerings. Narcisa is requesting a new loan of 30,000 PHP, which will be used to purchase additional inventory and acquire working capital. This loan will be Narcisa's 14th from PMPC. She plans to use the additional revenue generated from the business to improve the general living conditions of her family.

About PMPC:

Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.



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