Christine is a 32-year-old enterprising woman, married to a driver, with four children living in Fort Portal, Uganda. She lives in a semi permanent house and is vested with the responsibility of taking care of six household members with the help of her husband. Her dream is to be able to pay school fees for her children through to tertiary institutions. She has been selling secondhand shoes and clothes for twelve years, and she has been able to rise from hawking her goods to owning a shop. She is challenged with the high cost of rent and seasonal sales. Her business dream is to operate from her own premises. This being the Christmas season, when demand for her products is high, Christine has decided to inject extra capital into the business; thus, the need for a loan to buy clothes and shoes to sell in her shop.