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Homero M., Jr. opened M. Gas and Tire two months ago because he wanted to be his own boss. He’s been doing this most of his life with his father, who owns convenience stores.

Homero originally went to Wells Fargo for his loan. He said they referred him to ACCION Texas-Louisiana because they only lend to businesses that have been open for four years. Homero says the loan will help a lot with inventory, so the store won’t look so empty. If he does not get the loan he says “I probably would still be doing [business], but struggling a bit more.”

Homero has two sons. His wife works at a drug rehab center for children. Homero is proud of his business and he advises other business owners to “take it day by day.”

Additional Information

About LiftFund

LiftFund. ( is an award-winning nonprofit organization (previously known as Accion Texas) with a mission to provide credit and loans to small and start-up businesses that have limited or no access to credit from commercial sources. Established in 1994 in San Antonio, LiftFund has helped Texas and Louisiana entrepreneurs strengthen their businesses, stabilize and increase their incomes, create employment, and contribute to the economic revitalization of their communities. Learn more at

About United States

  • $54,800
    Average annual income
  • 0
    View loans »
    United States Loans Fundraising
  • $12,982,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,475 helped Homero to buy inventory for his store, primarily beer.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Oct 28, 2010
Nov 19, 2010
Currency Exchange Loss:
Jun 15, 2012