One of the women, Alma, sells perfumes. She buys them and offers them to her customers for cash and credit. She has various regular customers.
She tells us that it's difficult to set up the products, but her reward is a good income and it also allows her to manage her time without neglecting her family.
She is asking for this loan to buy more perfumes suggested by her customers.
Ella contactó con sus vecinas y amigas para formar el comité en la zona.
El comité se denomina Javy`aha están en el Octavo Ciclo con 11 integrantes.
Cada una de las integrantes tiene su actividad y lo realiza con el fin de generar un ingreso para sus familias, ya que todas las integrantes del comité son madres de familia.
Una de las integrantes es la señora Alma, quien se dedica a la venta de perfumes.
Ella compra los perfumes y ofrece a sus clientes al contado y a crédito, y actualmente cuenta con varios clientes.
Comenta que es difícil colocar los productos, pero que compensa con las buenas ganancias que deja y además porque ella puede organizar su tiempo si descuidar a su familia.
Ella solicita el préstamo para la compra de más perfumes sugeridos por sus clientes.
About Fundación ParaguayaFundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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