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Makoka Group
In this Group: Peragia, Zuhura, Adrs, Mwanaisha, Tausi, Fatuma, Joyce, Molicia, Teresia, Pili*, Augusta, Cakorina, Aly, Alpa*
* not pictured
Peragia M. is in her early thirties and is married with two children. Peragia opened her own charcoal and water business six months ago. The business is open between 6:00 a.m. and 9:00 p.m. and earns Peragia a low monthly profit.

This will be Peragia's first motisha loan with Tujijenge Tanzania. A motisha loan is a product offered by Tujijenge Tanzania that allows borrowers with good credit ratings to pay back their original loans faster and receive extra money before their original loan term has ended. Peragia aims to use this loan to buy a new water tank where she will store her water.

Peragia will share this loan with her loan group Makoko, which totals 14 members. The members of the group will hold each other accountable for repaying the loans.

In the picture, Peragia can be seen wearing white, first on the right by the tree.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 27
    View loans »
    Tanzania Loans Fundraising
  • $16,182,650
    Funds lent in using Kiva
  • 1,503.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Makoka Group's $2,225 loan helped a member to buy another water tank.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 10, 2010
Dec 1, 2010
Currency Exchange Loss:
Apr 16, 2011