A loan of $350 helped to purchase new gaming machines.


Perla Joy's story

Perla Joy A., a married woman who lives in Prk. Santol, Brgy. Tugawe, Dauin, Negros Oriental, earns her living by operating two ventures: computer games and general store businesses. Her 44-year-old husband, Benjamin A., works as a security guard to earn his living and also helps in his wife's business activities. They have two children who are 5 and 11 years old.



Perla Joy joined NWTF-Project Dungganon in 2003 because she aspired to something better for her family. With the help of her past 12 loans from NWTF-Project Dungganon, Perla Joy has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of PHP 13,000 helped her earn a monthly profit of PHP 6,000, uplifting the family's standard of living. This time, for her 13th loan, she is borrowing PHP 15,000 in order to buy stocks for the general store and new gaming machines so that she can continue to save up for the future education of her children. Perla Joy A. is a Dungganon woman who is following an honorable path toward the achievement of her dreams.



About NWTF: In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed on a member of a community who has earned the respect through a lifetime of hard and honest work.



Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on Kiva.org to join our team.



Loan details


Lenders and lending teams



Loan details