A loan of $1,175 helped to buy hammocks, purses, backpacks, fabric for purses and zippers that will produce a 35% profit.


Santiago Emiro's story

Santiago L. is a man living in San Jacinto, a municipality located in Bolívar department. He is a merchant selling hammocks, purses and artisanal items that are manufactured here. His good organization and help from his wife have been key elements in his business’ good development.

Initially Santiago was a farmer but past insecurity problems caused him to move to this town where his wife already had a crafts business in place.

Since starting with Fundación Mario Santo Domingo his life has changed. Now he has customers not only in town but also in cities like Cartagena and Barranquilla.

He used his first loan from this institution to increase his ability to supply his customers with the crafts they required and now he can offer better payment options. Increased profits have helped him make home improvements and pay for his children’s education.

His dream is to have his own store where he can sell everything related to his town’s crafts. This is why he makes the effort to increase his customer base daily and to have additional working capital through loans that will allow him to purchase assorted crafts to always have a wide selection of stock available.

The Kiva loan is his second loan. He will use it to buy hammocks, purses, backpacks, fabric for purses and zippers that will generate a 35% profit. The investment is guaranteed success because it will be applied during December, January and February which is when crafts sales spike because many tourists are on vacation and when they pass through this town they stop to buy in quantity either to resell or to keep as souvenirs or for their and their families’ own use.

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Translated from Spanish by Kiva volunteer Polliz



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