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Jorge Ovidio
Jorge Ovidio F. is 58 years old. He is a widower and lives with his children. He lives in the canton of San Miguel, in Bolívar province. He has 5 children.

The members of the "Unidos Somos Mas" ["Together We Are More"] communal bank work in agriculture. This rural cooperative is located 45 minutes from San Miguel, in Ríos a la Costa. All of the members live in the same area. Most of them work growing corn, wheat and potatoes. The communal bank has about 10 members.

Jorge works in agriculture, growing corn, beans, wheat and potatoes. He makes his purchases in San Pablo parish and sells his goods at the San Pablo market.

He is requesting the loan to buy supplies and fertilizers for his crops. The loan will help him economically so he can cover his needs. His dream is to buy land to leave to his children who will continue to work in this area.

He enjoys celebrating at local religious festivals and spending time with his family.
View original language description ↓
Jorge Ovidio F. tiene 58 años. Es viudo vive con los hijos, vive en el cantón de San Miguel en la Provincia de Bolívar. Tiene5 hijos.

Los miembros de la V.R.C. Unidos Somos Mas se dedican a la agricultura esta ventanilla se encuentra a 45 minutos de San Miguel en el Ríos a la Costa, todos los miembros viven en el mismo recinto, la mayoría de los socios trabajan en la siembra de maíz, trigo, papas en esta ventanilla son aproximadamente 10 miembros.

Jorge se dedica a la agricultura a la siembra de maíz, fréjol, trigo y papas, realiza las compras en La Parroquia San Pablo y vente en el mercado San Pablo.

Solicita el crédito para la comprar se suministros y fertilizantes para sus cultivos. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Su sueño es comprar terrenos para dejar a los hijos que sigan trabajando.

Le gusta festejar las fiestas patronales del recinto y pasar con la familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 32
    View loans »
    Ecuador Loans Fundraising
  • $26,710,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Jorge Ovidio buying supplies and fertilizers for his crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 11, 2010
Nov 19, 2010
Currency Exchange Loss:
Dec 16, 2011