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Gayane M. lives in Masis town, Armenia. She has been selling fruit and vegetables since 1995. Gayane is a sole proprietor and has achieved success in business thanks to her tolerant nature, good business skills, and competitive prices.

She is trading at the back of the Armenian Market, where the renting prices are lower and the fruit and vegetable prices are correspondingly lower. In addition to having market clients, Gayane also supplies restaurants. Her son and husband help her by delivering the orders. Autumn is a high season for fruits and vegetables in Armenia. Gayane is planning to increase her working capital, and therefore she has applied for this loan.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 124
    View loans »
    Armenia Loans Fundraising
  • $16,783,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Gayane to stock up fruits and vegetables for resale.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Oct 27, 2010
Dec 1, 2010
Currency Exchange Loss:
Sep 15, 2012