Chourb S., 43, is married and lives with her husband and six children in Kampong Cham Province, Cambodia, an area known for rubber plantations. S. raises pigs, earning an income of about US $3 per day. Her husband operates his motorbike with a trailer attached to provide transportation services, earning an income of about US $3 per day. S. has to spend US $75 on food, US $3 on electricity and water supplies, and US $13 on other necessary expenses every month. S. is requesting a loan of US $700 to purchase more rice to stock and sell when the price is good. In the future, she would like to use any additional profit to repair her house. This is her first loan from CREDIT, a long-standing Kiva partner in Cambodia. S.'s husband appears in the photograph because S. was not available.
KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.
For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.