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Amalia P. is a married woman who lives in Malocbaloc, Barangay Agujo, Daanbantayan, Cebu. She earns her living by operating a general store business. Her husband Manuel P., who is 50 years old, works as a security guard to earn his living. They have four children who are between 17 and 25 years old.

Amalia joined NWTF-Project Dungganon in 2009 because she aspired for something better for her family. With the help of her past two loans from NWTF-Project Dungganon, Amalia has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of 6,000 PHP helped her earn a monthly profit of 2,000 PHP, uplifting her family's standard of living. This time, for her third loan, she is borrowing 15,000 PHP. She intends to use it to purchase more stock to sell, so that she can continue to save up for the future construction of a house and improvement of her living condition. Amalia P. is a Dungganon woman who is following an honorable path toward the achievement of her dreams.

About NWTF:

In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means "honorable"). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work. Help NWTF continue its mission to help the poorest in the Philippines by clicking the link to the NWTF Kiva lending team on to join our team.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 392
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Amalia to purchase more stock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 22, 2010
Nov 18, 2010
Currency Exchange Loss:
Nov 15, 2011